General Liability Insurance

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Blanket Coverage Options for Your Business

As a business owner, you’re at risk for lawsuits. General Liability insurance coverage is meant to protect you and your business from the potential financial burden of a lawsuit.

General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations.

Some Examples of General Liability Protections Are:

  • Bodily Injury, including the cost of care, the loss of services, and the restitution for any death that results from injury.
  • Property Damage coverage for the physical damage to property of others or the loss of use of that property.
  • Products-Completed Operations provides liability protection (damages and legal expenses up to your policy’s limit) if an injury ever resulted from something your company made or service your company provided.
  • Products Liability is a more specialized product liability insurance that protects your company against lawsuits from product-related injury or accidents.
  • Contractual Liability extends to any liability you may assume by entering into a variety of contracts.
  • Other coverage includes Reasonable Use of Force; Borrowed Equipment; Liquor Liability; Non-Owned Vehicles (such as aircraft and watercraft); Fire, Lightning or Explosion Damage; Water Damage Liability Protection; Legal Defense Costs; Medical Payments; Personal Injury; Advertising Injury; and specialized liability protection for specific business types.

Questions for Us:

  • Is this enough insurance to protect my business?
  • How can we reduce the cost?
  • How much does my policy cover?
  • What’s the process for filing and settling a claim? 
  • Do I have to pay for my insurance all at once? 
  • How can I get more coverage?
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