All your business equipments must be insured including the car you use in your daily work routine. For sure, your personal car has its own auto insurance. So, it is important that as a business owner, the car used for personal transactions must also be covered whether for medical, liability, collision, and other emergencies that may happened.
Usually, business owners use the same car for work and for personal activities. If the vehicle is under a specific business, just be sure that the “principal insured” cites your business name instead of your actual name. This is to lessen complications in any case that you need to file a claim or someone filed a claim against you.
At the end of the day, your auto insurance policy is dependent on the driving you do. A business auto policy is NOT the same as a personal auto policy. So, be sure to ask the right person to explain the nitty gritty details of the two.
An insurance agent will most likely ask details such as, “Will you be the one doing the driving or will your employees drive the company cars?”, “How many vehicles will you be using?”, and other related questions.
Know your options by talking to the experts at BizSmart Insurance. There’s no need to research because we will explain it to you in deals. Fill the form below and we provide you with the insurance quotes immediately.