An auto insurance policy has numerous types of coverage. There are currently 6 types, most U.S. states will require you to buy some. However, buying all 6 is not necessary. If you are availing a car loan, your granter may require you to get an auto insurance.
In case you are asking, “Why is Car Insurance So Expensive?” Well, price quotes vary when you try to ask around. Usually, the duration for most auto policies are between 6 months to 1 year. The insurance companies typically inform their clients when their contract is about to expire, or when time to renew for another term.